The First Thing You HAVE To Do In The Home Buying Process… Items You Need For

Interested in buying? Not sure where to start? Well the first step in any home buying process is the pre-approval. Here is a list of the documents your lender will need for pre-approval:

  • Last 30 days of paystubs
  • 2014 and 2015 W-2’s or 1099’s, if applicable
  • 2014 and 2015 filed Federal tax returns, all pages, all schedules – both personal and for any corporations/LLCs. Please be sure to include K-1’s and full returns, if applicable
  • Last 2 months bank statements for any assests you will be including on the loan application, all pages (even blanks)
  • Copy of your most recent mortgage statement for all properties owned with mortgages, if applicable
  • Copy of your most recent home owners declarations page (hazard insurance on your home) for all properties owned, if applicable
  • If you have an AMEX card, please provide the last month statement for that account

Give me a call to dicuss your real estate lending needs! I work with a variety of lenders that can walk you through the process of purchasing a home. I look forward to working with you.